Frankly, investment business started when many of my existing clients requested me to also manage their investment portfolio as a mark of satisfaction. I have learned that in order to ensure healthy wealth, my clients need to invest. Of course there are many options available should you want to invest. However, different options has its own difficulties and risk. Unless you are trained, indulging into risky venture is the lastest advice I would give to any of my client.
Hence, mutual funds are an option. Many has debated that the mutual fund companies reap clients investment while pay them peanuts. Anyway, that depends partly on personal exposore and biasness. We have heard about suicide cases after direct investment but very rarely we hear of this on customer investing in mutual funds.
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